Keith Lee  

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The latest tips I've posted to TipDrop.

How To Pass Your Assets To Your Kids 100% Tax Free

  » Society & Culture

You can spread out the full tax payments through the 2012 tax year. You do not need to pay it off immediately. This is like taking a tax-free loan. You can also pay the tax bill out of your other money and not necessarily from your your IRA.

Tip Credibility: 4

submitted by kianhl 2009-11-01 11:25:23 am    

How To Make Simple Diet Changes to Improve Your Mood

  » Food & Drink

Chili peppers and dark chocolate are natural aphrodisiac to help the libido. Chili peppers contain capsaicin that helps arousal by increasing blood flow and endorphin. Dark chocolate contains nitric oxide which improves sexual function in men and women.

Tip Credibility: 5

submitted by kianhl 2009-10-25 01:14:59 pm    

Swap Your Home For A Vacation

  » Travel

Websites like and offer thousands of listings all over the world to choose from. There's an annual fee of about $100 to sign up.

Tip Credibility: 4

submitted by kianhl 2009-10-25 01:00:45 pm    

Swap Your Home For A Vacation

  » Travel

Home swapping sites help you choose where you want to go all over the world. It's much cheaper than paying for a hotel. Remember to lock any valuables away and check that your insurance covers damages. Also tenants must clean the house before leaving.

Tip Credibility: 4

submitted by kianhl 2009-10-25 12:58:08 pm    

How To Pass Your Assets To Your Kids 100% Tax Free

  » Society & Culture

Yes, you pay income taxes on the amount of the IRA for the year you convert to a Roth. That's what lets you to have it non-taxable forever. But if you convert before tax rates go up (they WILL go up), your tax bill is smaller and only a one-time charge.

Tip Credibility: 48

submitted by kianhl 2009-09-18 12:02:50 pm    

How To Pass Your Assets To Your Kids 100% Tax Free

  » Society & Culture

In 2010, you can convert your IRA to a Roth IRA regardless of income. With a Roth IRA, your withdrawals (plus gains) are tax-free and they aren't mandatory. Convert under 2010 taxes quick before tax rates go up. And have a tax-free retirement forever.

Tip Credibility: 22

submitted by kianhl 2009-09-14 01:52:43 pm    

Saving Money On Medical Expenses

  » Business & Finance

If you've been on Pfizer's drugs for more than 3 months and lost your job since Jan 1 2009 while also without medical coverage, the company will give you those drugs for free for up to 1 year. These total more than 70 drugs, which are made at wholesale.

Tip Credibility: 18

submitted by kianhl 2009-09-09 10:10:46 am    

Make copies of your travel documents

  » Travel

Travel with no worries. I save my driver's license, passport, and credit cards into a digital version, eg. pdf. Send an email with the file attached to a friend and myself. Should something happen, I can easily go online to get the numbers from my email.

Tip Credibility: 17

submitted by kianhl 2009-09-02 06:37:56 am    

Free Money To Open Account

  » Business & Finance

If you deposit $250 in a new checking account at Bank of America and use your debit card for one small purchase in the first 30 days and keep the account open for 6 months, the bank will give you $75! This is a 30% return on your investment. $75 on $250.

Tip Credibility: 13

submitted by kianhl 2009-08-31 12:40:40 pm    

Lower Cell Phone Bill

  » News & Events

For a flat $50/month, the prepaid wireless phone service provider Boost Mobile is offering unlimited minutes, texting and Internet access. Sprint owns Boost, and it charges $99 for the same service. Why not cut your phone bill in half and save $600/year?

Tip Credibility: 11

submitted by kianhl 2009-08-31 12:19:45 pm    

Food To Lower Blood Pressure

  » Health

Lower your high blood pressure with fried eggs. Research has shown that chemicals, called ACE inhibitors, are released when cooking the eggs. This is one of the best drugs to lower blood pressure. And so you can boil, poach or scramble the eggs too.

Tip Credibility: 12

submitted by kianhl 2009-08-31 12:06:07 pm    

Important Disclaimer: Answers and comments provided on are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments.